September 8, 2010

So You Want to Hire a Cleaning Service On Marco Island...



Housekeeping, Maid Service, Cleaning Service you name it, it is big business on Marco Island.





Marco Island is a popular vacation destination with many of the homes and condos rented out year round. There are also countless Luxury homes that don’t clean themselves!



For those that live on Marco Island, or anywhere, cleaning the house is the least favorite chores. In fact it ranks right up there with yard work here on Marco Island.





These functions are usually left to Professional Services that take care of these details for both those that live here and the owners of Vacation Homes on Marco Island.



For busy Marco Islanders, there is always the top of the fridge, behind the couch or the bathroom that gets neglected in your Marco Island Home. Busy schedules seem to get in the way of doing those housekeeping chores. . Fortunately for Marco Island homeowners that can afford to, they can always hire someone to come in and handle these incomplete tasks.



There are many reasons why you would want to a Marco Island Service, they include:





  • Cleaning your new Marco Island home before you move in
  • Monthly Cleaning to do all those items you never have time for
  • You are listing your Marco Island Home and want it to always look its best
  • You are a busy professional and your Marco Island home isn’t as clean as you wish



It isn’t enough to just decide to hire a professional to come into your home. You have to be serious about finding someone. With so many Marco Island Service Companies out there, you could easily be discouraged at finding the right person to do what you need on your Marco Island Home.



Hiring A Professional to Clean your Marco Island Home


  • Decide your need and requirements for your Marco Island home before you start the hiring process. Be clear in your needs and express them to prospective Service Companies.
  • Ask friends for referrals, but don’t be surprised when they are not so forth coming with choices for you.
  • Check out services in the Marco Island phone book and search the Internet for candidates to interview – Craigslist is an excellent resource.
  • Make sure that whoever you hire to clean your Marco Island home that they are bonded and insured.
  • Check three references before you interview in person. Check to see quality of their work, reliability and likability.
  • Interview the candidates in your Marco Island home needs cleaning. Ask them to point out areas that they feel need improvement. Ask them how they would do specific tasks. Make sure you are comfortable with their cleaning ideas.
  • Hire the most promising person or team for a trial period. Usually 4 or 5 cleanings you will know if they will work out. Understand that the first or second cleanings they need to get used to your Marco Island home along with preferences.


Here are some services we were able to find in the Marco Island area that you might want to check out. Sorry but to most this is a guarded secret. Ask around, you might be able to find others:


The Maids Home Service (239) 774-6243
2377 Linwood Avenue Suite 207 Naples FL 34104

See Thru Window Cleaning (239) 642-0318
1281 Jamaica Road Marco Island FL 34145

Molly Maid of Collier County (239) 353-6243
1100 6th Avenue South Suite 14 Naples FL 34102


Remember that once you hire a person or cleaning service; please be consistent if you want them to be so. Respect that they budget their time accordingly and a last minute cancellation or request can put strains on their schedule.

July 4, 2010

Marco Island | What is a Condo Hotel?

The Olde Marco Island Inn & Suites and Marco Beach Ocean Resort are two Condo Hotels on Marco Island.

Rising in popularity is an alternative to timeshares - Condo Hotels. Condo Hotel are rising in popularity, especially in areas like ours!

The SEC (US Securities and Exchange Commission) view is that selling condo hotel units combined with a rental arrangement or similar service constitutes the offering of a security. We know you want to know about these things, but because of that there are some questions but I cannot answer for you:


  • Will I break even?
  • Will the condo hotel appreciate?
  • Is this a good Investment?
  • What will my condo hotel be worth in a month/year?
  • What will I receive as income?

The SEC law clearly prohibits these projections or guarantees. You will need to speak with your Financial Advisor to find these answers.
Each Condo hotel unit is sold as a condominium, but they are managed by a hotel. Condo hotels are most times luxury hotels in popular destinations where each room is sold to individual investors who can use them as a vacation home whenever they like. Major hotel chains include the Four Seasons, Starwood, Clarion, Marriott International and Ritz-Carlton are in the condo hotel market. Financing for a condo hotel unit is possible, but because of lending requirements it is recommended that you work with a trusted Mortgage Professional.
Several reasons that Condo Hotels are appealing include:
  • Having the option of taking part in the property's rental program
  • Incredible amenities including spas, fine dining, concierge, housekeeping and fitness enters
  • Hassle-free vacation home ownership with on-site management
Aspects of a Successful Condo Hotel:

  • Location! Location! Location!
  • Amenities of the facility
  • Strong Managment company
  • A respected developer
Check out this Condo Hotel Listing On Marco Island!

April 15, 2010

Short Sales - When you do NOT need one

As a Florida Mortgage Professional, I get calls and emails all the time from worried homeowners wondering if they should start Short Sale Proceedings.
frustrated guyThere are a few ways to decide whether it is worth it or not.  You see... a Short Sale is a method for reducing your debt.  It is NOT Free though.  It has its costs and they are not all short term.
The most obvious negative effect is to your Credit.  A Short Sale is a "derogatory".  That means that you will have significant damage done to your credit.
Even though a Short Sale is not nearly as bad for your credit as a Foreclosure, it will nevertheless stay on your file for years and will affect:

  • The Interest Rate on your next house
  • The Finance Price or Lease Payment on your next car
  • Your ability to Rent an Apartment
  • Your ability to get a credit card
  • Your ability to get a Business Loan
This is why it is important to figure out whether you really, really, really need one... NEED ONE.
So how do you do that??
First, start by contacting your friendly neighborhood Mortgage Broker (that's me!!) and Realtor.  Set up a coffee appointment and we three can go over your situation and lay out your options.
I can supply the financial advice and the Realtor can come with comps and market rental data and provide the real estate advice.  The Realtor can also help you figure out how long it will take to sell your property in this market!
From there, we can provide referrals to other professionals to help you along the way.
For more information on Short Sales and to read the full text of this article, click on the links below

More Florida Real Estate Industry News You Can Use from
David A. Podgursky, MBA
TheMortgageGoToGuy!!

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Mortgage Loans in Florida