December 26, 2007

Marco Island Check Your Auto Insurance Policies!

Starting January 1, 2008 personal injury protection insurance is, again, the law in Florida. Marco Island residents should check their auto insurance policies to ensure it is added to your policy.

Do it now, or you could get an expensive ticket.

Call your insurance agent, or go to your insurance company ’s Web site, and download proof that your automobile coverage meets Florida requirements. Any policyholders who don’t already have PIP coverage must obtain coverage by Jan. 1, and be able to show proof of such. The new legislation contains the following provisions:

  • Requires health-care providers to demonstrate certain qualifications before they can receive PIP reimbursements.
  • Reserves $5,000 worth of benefits for physicians who provide emergency services or inpatient hospital care.
  • Streamlines the legal process for disputed claims by requiring that all PIP claims related to a single provider for the same injured person be joined in a single lawsuit.
  • Authorizes the Attorney General, in addition to the Office of Insurance Regulation, to take action against insurers who demonstrate a pattern of not paying valid claims.

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